Colour of my new car
I am very confused about the choice of my car colour, especially when am told white and black are cheaper compared to metallic colours. On top it metallic colours are supposed to retain their sheen...
View ArticleManufacturer, Dealer and Agent's Role in a Car Deal Loan
Ever wondered how a car loan works!? You might take enormous amount of time to fill in the particulars, papers, process required documents, etc., but have you really thought about the people who play...
View ArticleAre there loans for used cars?
I'd like to get an used car that's worth of Rs. 6,50,000/- Do banks offer loan for used cars? If yes, can the interest rate, down payment, processing fee and repayment tenure be bargained? Or the rates...
View ArticleIs it necessary to have an account with the bank from which you take a loan?
I'd like to know if I should hold an account in a bank to avail a car loan. And what should I do if my credit profile does not match the bank's requirements?
View ArticleCar Loans Repayment Options
There are various kinds of customized car loans available in the market which will suit differing requirements of the borrowers. These various structures available have to be understood and worked with...
View ArticleDifference Between New and Used Car Loans
As per statistics the sales number of used cars in India is more than the figures of new cars. Following is a brief comparison between the loans for new and used cars.New Car Loan* A new car costs more...
View ArticleHow much loan will I get for a new car?
I've joined in a new firm last week, My monthly salary is Rs. 40000. How much loan would I be granted for a new car? Since I've just joined here, is it mandatory to have 3 month's pay slip or will I...
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The All New Suzuki Maruti Swift Star!
Suzuki, the Japanese automobile giant intoduced Maruti Swift, a car that has sold more than 30 lakh units since its inception in 2004. With majority of their market being in India, they've launched a...
View ArticleCar Loan eligibility on lowest interest.
Hi,I want to buy Maruti Ertiga in Dehradun(Uttarakhand). Presently i am living in bangalore with friends in a rented flat since Jan 2013. I am a salaried person(Monthly Gross: 28k ) and my Salary a/c...
View ArticleHow to get a car loan?
I wanted to buy Mahindra Reva car. When I inquired with a few banks for car loan, they said that I'm eligible a loan of Rs. 4 lakh. Whereas the car costs around 6.5 lakh. What is the procedure or is...
View ArticleWhy doesn't SBI provide car loan for people who earn under 6 lakh?
My annual salary is 5.50 lakhs and I'm interested in taking a Car Loan from SBI. I have been told that SBI will not beproviding Car Loan for annual Salary below 6 Lakhs.. Why is to so? Should I apply...
View ArticleRepayment Options in Car Loans
Following are the various types of car loan repayment options.Car Loan Types:Regular EMI: This is the standard type wherein a fixed rate of interest is calculated and EMIs decided for the entire...
View ArticleConsidertaions in a New Car Loan
* The manufacturer's warranty on the new piece relieves a great deal of headache one may have put in verifying the condition of a used car. * A new car is obviously less troublesome and has the latest...
View ArticleCommon add on covers in auto insurance!
Vehicle insurance is an integral part and process of owning a vehicle. While insurance is thought as a recurring annual expenditure by some, there are various auto insurance add-ons that provide users...
View ArticleWhat should I look for in a car loan agreement?
I'm planning to get a car loan in another two months. I'm looking out for options. Can you please guide me what factors I should look in before getting a car loan? Kindly guide me.
View ArticleAm I eligible for a car loan?
My monthly income is 50,000/- and I have a 1 Lac Home Loan running for which the EMI is 13,700/-. Will I be able to get 5 Lacs car loan in present scenario?"
View ArticleCar loan eligibility
Can I buy a car on my name (Currently I have no source of income). My sister_in_law is a state govt employee salary 40,000/- and is willing to be my co-applicant. Vehicle cost Rs 4.50 Lakh. Can I get...
View ArticleWill I get a car loan (I had a credit card in the past and defaulted, then...
I had a credit card in the past and I defaulted, then I settled with bank (done back in 2011), I was wondering if this will prevent me to get a car loan now. If not, what will be the way out of this...
View ArticleUsed Car Loan Details
Hi, I was planning to buy a used car worth 3 Lacs. I was told by the bank(ICICI, where i hold my salary a/c since 3 years), i can avail loans for the cars with age not more than 4-5 years. Hence, i did...
View ArticleShould I go for pre-approved home loan?
I received a message from my bank that I am sanctioned with a pre-approved home loan of 20 lakhs. Coincidently, I was looking out for buying a flat in my place. Should I go for this option? What are...
View ArticleIs home-auto combo loan scheme good?
When I approached my bank to enquire about home loans, they told me that they run a festive scheme of home-auto combo loan. As I was also planning to change my car, should I go for this scheme? Is it...
View ArticleDouble Swiping of Credit Cards
What if it happens to double swipe at a retail outlet? How will I get refund?
View ArticleI defaulted my car loan
I defaulted my car loan more than 2 months now. I am getting frequent calls from bank now. I am in a bad financial position now to make the payment. What will the bank do if I default for a couple of...
View ArticleHow much should I spend a car?
I am planning to buy my first car. Up to what quantum of my earning can be spent on it?
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